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Domestic Trip Travel Insurance

All MSU students and participants travelling within the United States under the auspices of Morehead State University are covered under a participant accident medical plan provided by the Office of Environmental Health & Safety (EHS). This insurance provides excess medical coverage for a student/participant while attending or participating in a University-supervised and sponsored activity or function. The coverage will pay for copays, deductibles and coinsurance up to the maximum medical benefit. If a student does not have primary coverage, this plan will pay up to the maximum benefit as primary coverage.

  • There is NO cost to MSU departments and sponsored groups for the 2019-20 academic year.
  • Limits of Coverage - Maximum Medical Benefit $10,000; Accidental Death Benefit $50,000.
  • All trips must complete a Student Trip Insurance Form and submit it to EHS within 30 days of the trip.
  • All students must complete a Student Trip Waiver prior to departure for the trip.
  • Benefit claims are paid on a reimbursement basis and only after all other eligible insurance policies have determined their portion for payment.

Student traveling outside the United States go to International Travel Insurance.