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U.S. Bank Fee Disclosure

You do not need this account to receive your federal student aid. Ask the financial aid office about other ways to receive your money.

Monthly Maintenance Fee1 Per Purchase ATM Transaction2 Cash Reload Overdraft Paid/Returned Fees
$0 $0 $0 U.S. Bank ATMs N/A $36 for each item of $5.01 or more
-- -- $2.50 non-U.S. Bank ATMs -- $0 for each item of $5.00 or less and/or for overdrawn Available Balances of $50.00 or less
  • ATM Transaction means each withdrawal, balance inquiry, denied transaction, fund transfer or deposit.
    (Some ATMs have limited functionality) - $0 U.S Bank ATMs or $2.50 non-U.S. Bank ATMs
  • Customer Service (automated of live agent) - $0 per call
  • Dormant account 3 (after 11 months of no activity) - $5 per month

The financial institution offering this account charges 22 other types of fees. Here are some of them:

Wire Transfer Fee4

  • Incoming (domestic): $20
  • Incoming (international): $25 (First two incoming international wire transfer fees waived per statement period.)
  • Outgoing (domestic): $30
  • Outgoing (international): $50

Statement Fee

  • Paper Statement: $2

This account is eligible for FDIC insurance. 

  1. Benefits listed are from the Young Adult customer group (ages 18-24) as listed in the Consumer Pricing Information disclosure. A minimum deposit of $25 is required to open a U.S. Bank checking account.
  2. No ATM Transaction fees charged on first four Non-U.S. Bank ATM Transactions per statement period (Non-U.S. Bank ATM Transaction fees apply after four). If a Non-U.S. Bank ATM Transaction fee applies, U.S. Bank will assess a fee for each ATM Transaction conducted at the Non-U.S. Bank ATM. Additionally, Non-U.S. Bank ATM owners may apply a surcharge fee unless they participate in the MoneyPass® Network. If you use an ATM that uses the MoneyPass Network and are charged a fee, please contact us at 800-USBANKS (872-2657) for a refund. To find MoneyPass ATM locations, select “Show MoneyPass ATM Network locations” in the ATM locator Non-U.S. Bank ATMs are defined as any ATM that does not display the U.S. Bank logo in any manner, physically at the ATM or digitally on the screen.
  3. Unless excluded by account type or prohibited or restricted by state law.
  4. Additional fees may be deducted from the transfer amount by other financial institutions involved in the payment process.

For a comprehensive list of account pricing, terms and policies see the Consumer Pricing Information disclosure and the Your Deposit Account Agreement. These documents can be obtained by contacting a U.S. Bank branch or calling 800-872-2657. Deposit products offered by U.S. Bank National Association. Member FDIC.

Contact Information

EagleCard Office

127 Adron Doran University Center (ADUC)

Morehead, KY 40351

PHONE: 606-783-2701
PHONE: 606-783-5254
FAX: 606-783-5019

Campus Dish